If you are thinking about or are in the process of buying a house, home title insurance is very important for you. Buying a home, you want to be sure the title of the house is covered by insurance to exclude your own liability if something goes wrong. Being responsible for the deed to a house is very important, so protecting yourself incase anything happens is crucial.
If you are using a mortgage from a bank or finance company, you are required to get home title insurance, to protect that company. However, you can also get coverage for a much cheaper price that is issued through your mortgage company to make sure you are covered against issues. Real estate titles are special documents that need protection with home title insurance incase it gets lost, or a mistake was made during the home buying/ selling process. Having a clean title can be guaranteed by acquiring home title insurance policies to be sure that the right people are signing the right documents, making sure your property rightfully belongs to you.